Koko Finance

Name: Koko Finance
Author: madanc

by madanccommunityv1.0.0

KoKo Finance MCP Server provides AI-powered credit card advice, allowing users to search and compare over 100 US credit cards, analyze portfolio health, and receive personalized recommendations through the Model Context Protocol.

From the registry: AI credit card advisor - search cards, compare portfolios, and optimize rewards

GitHub Repository

Install & configure

Install in your client

Paste into the AI you're chatting with — it will figure out the rest

Please install the `koko-finance` MCP server into my current AI client (that's you).

Canonical MCP server config (HTTP transport):
- url: `https://kokofinance.net/mcp/`

Note: Hosted MCP server; no API key or local installation required.

Add this MCP server to my current client's config in the correct format for you. If you need secrets or credentials I haven't provided, ASK me — do not invent values or leave raw placeholders. After adding it, tell me how to verify the server is connected.

Note: Hosted MCP server; no API key or local installation required.

Tools (11)

search_credit_cards

Natural language search across 100+ US credit cards

compare_cards

Side-by-side comparison of 2-3 cards with fees, rewards, net value, and break-even

get_card_details

Full details for a specific card (fees, rewards, benefits)

calculate_card_value

Annual fee break-even analysis with first-year and ongoing value

optimize_portfolio

Portfolio health score, per-card KEEP/OPTIMIZE/CANCEL verdicts

recommend_card_for_category

Best card to use for a specific spending category, ranked by reward value

check_card_renewal

Should you renew this card? Verdict + downgrade/replacement options

create_mcp_session

Session tracking for multi-query conversations

which_card_at_merchant

Best card from your portfolio at a specific merchant, ranked by reward value

check_merchant_benefits

Check if any cards have credits at a merchant

get_card_benefits

All credits/benefits for a card with value, frequency, schedule, and conditions

Remote Endpoints

https://kokofinance.net/mcp/

type: streamable-http

Details

License: MIT
Released: Feb 20, 2026
Last commit: Jun 18, 2026
Registry name: net.kokofinance/koko-finance

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