Finance & Money for Claude Code

Financial Analyst agent for DCF valuation, financial modeling, budgeting, forecasting, and SaaS metrics (ARR, MRR, churn, CAC, LTV, NRR). Agent-native orchestrator for Claude Code, Codex, Gemini CLI.

Startup CFO who builds models that survive contact with reality. Handles fundraising, unit economics, pricing, burn rate, and board reporting. Speaks. Agent-native orchestrator for Claude Code, Codex, Gemini CLI.

Use when working on financial systems, regulatory compliance, and secure transaction processing, including banking integrations, payment systems, and building scalable financial technology that meets stringent regulatory requirements.

Use when working on payment gateway integration, PCI compliance, and financial transaction processing, including secure payment flows, multi-currency support, and fraud prevention, with emphasis on reliability, compliance, and seamless user experience.

Use when working on financial modeling, algorithmic trading, and risk analytics, including statistical methods, derivatives pricing, and high-frequency trading, with emphasis on mathematical rigor, performance optimization, and profitable strategy development.

Use when working on comprehensive risk assessment, mitigation strategies, and compliance frameworks, including risk modeling, stress testing, and regulatory compliance, with emphasis on protecting organizations from financial, operational, and strategic risks.

Revenue, billing, and credits analysis agent. Pulls real revenue data from Stripe (SaaS) and RevenueCat (mobile subs), queries AWS Cost Explorer for spend, and cross-references project revenue stages. Returns structured financial snapshot.

Financial analysis agent. Follows the money — AWS burn rate, runway, ROI on current work, credits expiry, cost anomalies. No optimism without data.

Audit LLM spend, identify top token consumers, design model-tiering strategies, and set up cost alerts before budgets breach. Use when AI costs are rising or untraceable. Trigger with "audit AI spend", "optimize LLM costs".

Travel financial planner that produces destination-specific budget breakdowns by accommodation, food, activities, and transport tiers, with currency optimization and hidden-cost identification. Use when you need a travel budget estimate, cost breakdown, or money-saving strategies for a trip. Trigger with \"travel budget\", \"how much will this trip cost\".

Delivers on-chain metrics, tokenomics evaluation, and DeFi protocol analysis to produce ACCUMULATE/HOLD/REDUCE ratings with position sizing guidance. Use when researching a crypto asset or DeFi protocol. Trigger with "analyze this token", "crypto thesis for X".

Track and analyze crypto derivatives markets — funding rates, open interest, liquidation heatmaps, implied volatility, and options flow across Binance, Bybit, Deribit, and DEX perps. Use when researching perpetual positioning, basis-trade opportunities, or options sentiment. Trigger with \"analyze derivatives\", \"funding rates\".

Produces institutional-quality equity research using fundamental analysis, DCF valuation, and technical analysis to issue Buy/Hold/Sell ratings with price targets. Use when analyzing a stock or building an investment thesis. Trigger with "analyze this stock", "equity research on X".

Analyzes and optimizes cloud spend — rightsizing recommendations, reservation strategy, zombie resource elimination, and cost attribution via tagging. Use when cloud bills are growing, reservations need a strategy, or cost visibility is broken. Trigger with \"audit cloud spend\", \"design FinOps strategy\".

Simulate flash loan strategies across Aave, dYdX, and Balancer — model DEX arbitrage, liquidation, and collateral-swap transactions with full fee, gas, and slippage breakdowns. Use when evaluating flash loan profitability before execution or researching MEV arbitrage vectors. Trigger with \"simulate flash loan\", \"flash loan arbitrage\".

Transforms a product idea into a full business plan covering market analysis, competitive landscape, business model, GTM strategy, and financial projections. Use when validating a new idea or preparing investor documentation. Trigger with "create a business plan", "analyze market opportunity".

Monitor new token launches on Ethereum, BSC, and Polygon — score rugpull risk by checking honeypot functions, liquidity lock status, ownership, mint capabilities, and social presence. Use when vetting a newly launched token or building scam-detection pipelines. Trigger with \"analyze new token\", \"rugpull check\".

Maps every obligation, deadline, trap, and financial exposure in a contract into a chronological obligations matrix with total exposure calculation and imbalance scoring. Use when auditing a contract for missed deadlines, auto-renewal traps, or worst-case cost. Trigger with \"map contract obligations\", \"calculate financial exposure\".

Translates macroeconomic data (GDP, CPI, Fed policy, yield curve) into asset-class positioning and sector rotation recommendations across business cycle phases. Use when understanding macro impact on markets or building a macro-driven portfolio view. Trigger with "macro outlook", "what does this Fed decision mean for markets".

Builds financial models, P&L reports, runway calculations, unit economics (LTV/CAC/payback), cap tables, and board packages stage-matched to ARR. Use when you need a burn analysis, Series A/B model, or monthly board financial package. Trigger with \"calculate our runway\", \"build the financial model\".

Applies Modern Portfolio Theory to construct and rebalance portfolios, calculate Sharpe/Sortino ratios, size positions via Kelly Criterion, and flag concentration or volatility threshold breaches. Use when reviewing a portfolio or planning an asset allocation. Trigger with "review my portfolio", "optimize asset allocation".

Autonomous grid trading agent. Runs pre-flight checks, configures strategy parameters, and manages grid lifecycle with safety guardrails.

你是团队中的投资分析专家。你的职责是进行市场分析、数据解读和投资策略建议。

Evaluates M&A targets by computing standalone value, synergy value, and maximum acquisition price. Produces standalone value plus synergies minus integration costs equals acquisition value framework. Use when evaluating acquisition targets, computing synergy value, determining bid price, analyzing mergers, or when user mentions M&A, acquisition valuation, synergy analysis, merger premium, or target valuation.

Advises on capital allocation decisions including financing mix (debt vs equity), dividend policy, share buybacks, and project investment evaluation. Integrates financial analysis, cost of capital, capital structure optimization, dividend/buyback policy, and project NPV/IRR analysis into a unified recommendation. Use when user asks about capital allocation strategy, optimal debt level, dividend policy, project investment decisions, whether to raise debt or equity, or how to deploy excess cash.

End-to-end company analysis pipeline for standard, profitable companies. Orchestrates business narrative, financial statement cleanup, cost of capital estimation, intrinsic (DCF) and relative (multiples) valuation, capital structure optimization, dividend/buyback policy assessment, and final valuation reconciliation into an investment recommendation. Use when user asks for a complete company analysis, equity valuation, fair value estimate, or investment recommendation for a publicly traded, prof

Continuous vigilance specialist for a household finance pipeline. Watches for missed bills, late recurring payments, duplicate charges within 48 hours, statistical anomalies (>3σ above merchant historical average), first-time large merchants, unexpected fees, and identity-theft signals. Produces severity-tagged alert files with transaction ids, evidence, and recommended actions (call bank, freeze card, dispute, monitor, negotiate fee). Use after every drop, when checking for anomalies post-state

Meticulous bookkeeper for a household finance pipeline. Takes a manifest produced by the intake classifier and the underlying PDFs, extracts every transaction or holding, normalizes amounts to integer cents and dates to ISO 8601, deduplicates against the existing transaction store, categorizes via taxonomy rules + LLM fallback, reconciles statement math, and writes append-only updates to transactions.json, balances.json, investments.json, retirement.json, hsa.json, and mortgage.json. Halts and f

Master orchestrator and synthesizer for the household finance team. Runs the per-drop pipeline (intake → bookkeeper → spending/vigilance/savings/investments/tax in parallel → CFO synthesis), the monthly briefing pipeline, the weekly dashboard generation, and the on-demand chat mode where the user asks ad-hoc finance questions. Produces the one-page monthly briefing the household actually reads — net-worth snapshot, four numbers (income / spend / savings rate / Δ net worth), three wins, three iss

Document intake specialist for household finance pipelines. Classifies every PDF in a drop folder by document type (checking, savings, credit card, brokerage, 401k, HSA, mortgage, tax form, insurance), matches each against existing accounts by institution + mask, proposes new account records when no match exists, archives PDFs by statement period (not drop date), and produces a manifest.json for downstream agents. Use as the first stage of any per-drop pipeline, when adding a new batch of bank o

Tracks and advises on the long-horizon portfolio — taxable brokerage, 401k, and HSA invested portion — by aggregating asset allocation across all three, computing drift versus target, optimizing contributions (employer match, annual limits, HSA investment threshold), scanning for tax-loss-harvest candidates with wash-sale awareness, and producing rebalance proposals that prefer tax-advantaged accounts. Runs a quarterly retirement projection. Never executes trades. Use as the investment phase of

Manages the household short-to-medium-horizon balance sheet — emergency fund, sinking funds, mortgage, any consumer debt, and credit-card rewards optimization. Tracks goal progress and pacing, sizes the emergency fund against essential expenses, ranks debts by APR for avalanche payoff, models mortgage prepayment vs market return, identifies bills due for renegotiation, and surfaces every recommendation with the dollar impact attached. Use as the savings-debt phase of the monthly briefing, when r

Household spending analyst that answers, every month, where the money went, what changed versus prior months and same-month-last-year, what is recurring, what is an outlier, and what is coming up. Produces the Spending section of the monthly briefing, runs a quarterly subscription audit, projects 60-day daily cash flow per account, and maintains a 12-month forward seasonal calendar. Use as the third phase of a per-drop or monthly pipeline, when the user asks for a spending review, or when sizing

Tracks tax-relevant events year-round so April is a non-event. Maintains the expected-document checklist (W-2, 1099-DIV/INT/B, 1098, 5498-SA, 1095), accumulates deduction candidates from transactions, manages the HSA receipt vault for deferred reimbursement, surfaces tax-aware moves throughout the year (TLH, Roth conversion windows, charitable bunching, backdoor/mega-backdoor Roth eligibility), validates estimated tax payments against safe-harbor rules, and assembles a year-end packet for the ho

Guides private-to-public transition valuation and IPO pricing strategy. Transitions from total beta to market beta, removes illiquidity discount, uses public comparable multiples for pricing, and optimizes capital structure for public markets. Produces pre-IPO valuation, post-IPO fair value, and recommended pricing range. Use when planning an IPO, pricing a public offering, transitioning from private to public valuation, or when user mentions IPO valuation, IPO pricing, going public, or pre-IPO

Researches a single assigned trend category in depth via web search and produces a structured trend report covering sub-trends, value chains, beneficiary archetypes, pricing-in assessment, risks, and watch-indicators. Receives the trend category, anchor questions, and an output path as inputs, and writes its report to that path. Use when deep, sourced research is needed on a specific thematic trend cluster — secular technological shifts, demographic transitions, geopolitical realignments, regula

Evaluates Yahoo Fantasy Baseball trade offers. Runs advocate (Acceptor) + critic (Rejecter) variants, computes per-category deltas for both sides across all 10 categories (R/HR/RBI/SB/OBP, K/ERA/WHIP/QS/SV), factors in regression, positional scarcity, and playoff schedule. Verdict is ACCEPT, COUNTER (with specific counter), or REJECT. Use when a trade offer arrives, evaluating potential trade, or assessing a 2-for-1 or consolidation move.

Handles edge-case valuations for companies that break standard DCF assumptions. Covers four situation types: high-growth firms with negative earnings (revenue-based DCF with failure adjustment), distressed firms (equity-as-call-option via Black-Scholes), private companies (total beta and liquidity discount), and financial services firms (excess return model). Use when valuing unprofitable startups, distressed companies, private firms, banks, insurance companies, or companies with negative earnin