Finance & Money for Claude Code

Analyze company annual reports, quarterly reports, 10-K/10-Q filings, earnings releases, shareholder letters, or financial-report PDFs/URLs/files and produce a professional Chinese Markdown report for ordinary investors. Use when the user provides a company financial report address or local file and asks for 财报分析, 年报解读, 季报解读, 10-K/10-Q analysis, earnings analysis, investment reference, accounting red-flag detection, valuation discussion, or beginner-friendly explanation saved to the current proj

> 深度解读企业财报，将财报 PDF 或 URL 转化为面向普通投资者的专业分析报告，以 Markdown 格式保存到当前项目的 markdown/ 目录。 触发条件：用户上传或提供财报 PDF、提到"分析财报"/"读财报"/"解读财报"/"看看这家公司"/"帮我分析一下 XX 公司"，或任何需要深入理解一份财务报告的场景。 输出一份犀利、有逻辑支撑的投资参考报告，涵盖：核心收入分析、财务健康诊断、隐蔽风险雷区排查、行业竞争格局、前瞻性估值，以及明确的投资参考建议。 即使用户只说"帮我看这份年报"但内容是财报，也应使用本 skill。

以资深投行分析师的视角，输入一个行业或产业名称，系统梳理该行业产业链各节点，列出各节点代表性上市公司，深度分析商业模式、上下游关系、核心竞争力、护城河、风险揭露、竞争格局等，用通俗易懂的语言面向普通投资人输出图文并茂的Markdown报告，保存到当前项目 markdown/ 目录。触发条件：用户提到"产业链分析"、"帮我分析XX行业"、"XX行业上下游"、"XX行业有哪些上市公司"、"XX行业怎么投"、"XX行业竞争格局"、"XX行业护城河"、"XX行业风险"、"梳理XX产业链"、"XX上下游企业"等。即使用户只说"帮我看看XX行业"或"XX行业值得投吗"，也应使用本skill。输出为Markdown文件，保存到markdown/目录，图文并茂，语言专业但通俗，适合普通投资人阅读。

Analyze an industry or sector from a senior investment-banking perspective for ordinary investors by mapping the industry chain, identifying representative listed companies at each node, and writing a source-backed Markdown report. Use when the user provides an industry/sector/产业 name and asks for 产业链分析, 行业上市公司梳理, 投资银行视角分析, 商业模式/上下游/核心竞争力/护城河/竞争格局/风险揭露, or a visual Markdown investment reference saved under the current project's markdown directory.

> 面向投资者，抓取最近3天内指定行业或默认主题（中美关系、地缘局势、美联储、民生数据、高科技、生物医疗、云计算产业、AI产业链）的新闻，按分类汇总摘要，给出投资者全面总结，并推演对行业和上市公司的影响（逻辑清晰、有历史数据/事件支撑、图文并茂），输出 Markdown 文件到当前项目 markdown/ 目录。 触发条件：用户提到"新闻影响分析"、"投资者新闻"、"最近新闻对哪些股票有影响"、"抓取新闻做投资分析"、"新闻推演"、"帮我看看最近新闻对投资的影响"、"行业新闻影响"、"最近有什么值得关注的新闻"、"最近3天新闻"、"新闻对上市公司的影响"等。即使用户只说"帮我分析一下最近的新闻"或"最近有什么大事影响投资"，也应使用本 skill。若用户提供了具体行业名，以用户指定行业为准；否则默认抓取中美关系、地缘局势、美联储、民生数据、高科技、生物医疗、云计算、AI产业链相关新闻。

分析下一次开市可能引爆上涨或下跌的行业与标的，输出图文并茂的 Markdown 开市预判报告。触发条件：用户提到"开市分析"、"下次开市"、"明天开盘"、"下周开盘"、"开盘预判"、"市场开局"、"开盘会怎样"、"哪些板块会涨"、"哪些股会跌"、"下一个交易日"、"复盘预判"、"节后开市"、"利好利空分析"，或希望对下一个交易日进行前瞻性分析。即使用户只说"明天市场怎么样"或"帮我分析一下开盘情况"，也应使用本 skill。输出为图文并茂的 Markdown 文件，保存到当前项目 markdown/ 目录。

为"全品种操盘手册"系列撰写单个章节/小节。面向投资小白和散户，每次写一小节。输入小节标题和参考信息，输出图文并茂（含SVG插图）的Markdown文件，保存到项目markdown/目录。触发条件：用户提到"写操盘手册"、"写一节"、"写章节"、"散户操盘"、"金融工具讲解"、"写投资小白教程"、"帮我写操盘手册的XX章节"，或提供了一个金融品种/操盘主题名称并希望生成教学内容。即使用户只说"帮我写黄金操盘那一章"或"可转债怎么讲给小白听"，也应使用本skill。

美股个股次日走势预测 skill。当用户输入美股股票代码(如 AAPL、TSLA)或公司名称(如 "苹果"、"特斯拉"),并要求预测次日(T+1)走势、给出交易计划、评估盈亏概率时,触发本 skill。skill 会用 mcp__MiniMax__web_search 搜证盘前 90 分钟的关键信息(财报、盘后走势、隔夜期货、期权异动、内部人交易、宏观日历等),按"五维分析框架"(基本面/技术面/资金面/情绪面/宏观面)交叉验证,产出可量化的方向预测(涨/跌/横盘 + 概率百分比 + 区间),并写入当前项目 markdown 目录下的 `us-stock-{TICKER}-{YYYY-MM-DD}.md`。输出必须有完整的逻辑推导链(每一维的打分过程与数据来源)、术语通俗解释、mermaid/ascii 流程图或可视化图表。适用场景:盘前/盘中想做次日的方向判断与交易计划;不适用:长线基本面估值(应改用 finance 领域其他 skill)、日内高频交易、加密货币/港股/A股。

预测美股个股次日走势，输出图文并茂的 Markdown 分析报告（含逻辑推导、中间结果、概率量化、操作建议）。触发条件：用户输入美股股票名称或代码，并希望获得次日走势预测；关键词包括"预测明天走势"、"明天能涨吗"、"帮我分析一下XX股票"、"明天该买吗"、"次日预测"、"做T建议"、"短线操作"、"明日行情"、"值得持有吗"等。即使用户只说"帮我看看NVDA明天怎么走"或"AAPL明天能不能买"，也应使用本 skill。输出 Markdown 文件保存到当前项目 markdown/ 目录，要求逻辑清晰、概率可量化、图文并茂，投资小白也能看懂。

사업자등록번호 하나로 "이 사업자, 실제 문제 없나"를 확인한다 — 국세청 사업자등록 상태·국민연금 가입 사업장·국세 체납 명단·금융위 법인개요·조달청 부정당제재·지방행정 인허가 영업상태를 무료 공공 데이터로 교차 조회해 사실만 병렬하는 실사 리포트(점수·등급·위험 판정 없음).

대신증권 리포트 GitHub Pages 미러에서 최신 HTML 리포트 목록과 원문/설명 페이지를 조회한다.

다나와 공개 검색/가격비교 표면으로 상품 후보를 찾고, 쇼핑몰별 최저가·배송비 포함 실구매가·카드 할인가·무이자 할부 정보를 보수적으로 비교한다.

| 대한민국 국토교통부가 매년 공시하는 "개별공시지가"(원/㎡) 조회. 지번 단위 토지의 정부 공시 단가로, 재산세·종부세·양도세 등 세금 산정의 법적 기준이다. **시세/실거래가가 아니다.** Use when the user asks for 공시지가, 개별공시지가, 토지 공시단가, 세무 계산용 토지 단가, or "이 땅 공시지가 얼마야". Do NOT use for 시세, 실거래가, 매매가, 호가, 공동주택가격 (those need a different data source).

금융감독원 전자공시시스템(DART) OpenAPI로 공시검색, 기업개황, 재무제표, 주요사항보고서를 조회한다. 사용자의 API_K_DART 환경변수를 직접 사용한다.

kimlawtech/korean-jangbu-for (Apache-2.0) 업스트림을 중심으로 한국 스타트업·1인 법인·프리랜서·개인사업자 장부 자동화와 사업자 세무 자료 정리, 원본 데이터 가져오기, 계정과목 태깅, 세무사 전달 CSV, 경영 리포트 생성을 안내하는 thin wrapper 스킬.

Search Korean scholarship announcements across official KOSAF, university, foundation, company, and public-sector sources, extract amount and eligibility, and filter results by school, income band, student level, and organization type. Users may invoke it with the phrase 장학금 검색 및 조회.

Use k-skill-proxy to search Korean listed stocks, inspect KRX base information, and fetch daily trade snapshots without asking the user to issue a KRX API key.

Check Korean Lotto draw results, latest rounds, and ticket matches with the k-lotto npm package. Use when the user asks for winning numbers, payout details, or whether their numbers matched.

국세청 고액·상습체납자 명단공개를 nts.go.kr 공개 검색으로 조회한다. 상호·법인명으로 법인 명단과 개인 명단을 대조해 공개된 체납 사실(총 체납액·세목·체납요지 등)을 나열한다. 인증키 불필요.

토스증권 조회형 질문을 공식 Open API(OAuth2)로 우선 처리하고, 공식 credentials가 없으면 tossinvest-cli의 tossctl을 fallback으로 써서 계좌, 보유주식, 시세/종목/시장정보, 주문조회를 안전한 read-only 흐름으로 조회한다.

Diagnose SaaS business health across growth, retention, efficiency, and capital. Use when preparing a business review or prioritizing urgent fixes.

Evaluate pricing changes using ARPU, conversion, churn risk, NRR, and payback. Use when deciding whether a pricing move should ship.

Look up SaaS finance metrics, formulas, and benchmarks fast. Use when you need a quick metric definition, formula, or benchmark during analysis.

Evaluate SaaS unit economics and capital efficiency. Use when deciding whether the business can scale efficiently or needs correction.

Calculate SaaS revenue, retention, and growth metrics. Use when diagnosing momentum, churn, expansion, or product-market-fit signals.

>- A comprehensive stock deep analysis tool that combines real-time quotes, fundamental metrics, technical indicators, and growth analysis into a single professional report. Supports A-share, US stocks, HK stocks. Generates detailed investment recommendations with risk assessment and actionable trading strategies.

>- 获取A股上市公司公告信息（真实数据）。基于AkShare从东方财富网获取当日全部公告，支持按股票代码筛选、关键词过滤。 适用于监控重大事件、业绩快报、股东变动、重组公告等投资决策关键信息。数据源：东方财富网（稳定可靠）。

>- A Yahoo Finance (yfinance) powered financial analysis tool. Get real-time quotes, generate technical indicator reports (RSI/MACD/Bollinger/VWAP/ATR), summarize fundamentals, and run a one-shot report that outputs a text summary.

Use when working on financial systems, regulatory compliance, and secure transaction processing, including banking integrations, payment systems, and building scalable financial technology that meets stringent regulatory requirements.

Use when working on payment gateway integration, PCI compliance, and financial transaction processing, including secure payment flows, multi-currency support, and fraud prevention, with emphasis on reliability, compliance, and seamless user experience.

Use when working on financial modeling, algorithmic trading, and risk analytics, including statistical methods, derivatives pricing, and high-frequency trading, with emphasis on mathematical rigor, performance optimization, and profitable strategy development.

Use when working on comprehensive risk assessment, mitigation strategies, and compliance frameworks, including risk modeling, stress testing, and regulatory compliance, with emphasis on protecting organizations from financial, operational, and strategic risks.

Generate professional primary market / venture capital industry research reports, including sector deep-dives, investment memos, and market analysis. Produces detailed PDF reports covering TMT, consumer, healthcare, and industrials. Triggered by requests to analyze an industry, create a market report, write a sector deep-dive, or generate any PE/VC-style research document in Chinese or English.

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Verify audit trail integrity or query decision history

Check MiCA compliance status and peg stability for a stablecoin

Compare stablecoin risk across multiple tokens

Mortgage refinance quote, analysis, and application submission

Revenue, billing, and credits analysis agent. Pulls real revenue data from Stripe (SaaS) and RevenueCat (mobile subs), queries AWS Cost Explorer for spend, and cross-references project revenue stages. Returns structured financial snapshot.