Finance & Money for Claude Code

你是团队中的投资分析专家。你的职责是进行市场分析、数据解读和投资策略建议。

🤖 OpenClaw Skill /skills | 炒股大师模拟器 | 股市模拟交易练习 | A股/港股/美股投资学习 | 化身文主任/股神老徐/炒股养家/孙宇晨等各位大师学习投资思路 | 多智能体股票讨论群 | AI Agent | Trading Simulator | 量化投资 | 金融科技 | FinTech

Multi-agent stock trading signal analysis framework with two-round debate mechanism. Triggered when users provide a stock ticker for investment analysis. Input a stock ticker, analyze through 7 SubAgents in 4 layers (Information Gathering → Opinion Formation → Two-Round Debate → Final Decision), output BUY/SELL/HOLD recommendation with rationale. Trigger phrases: "analyze this stock", "give me investment advice", "is this stock worth buying", "analyze XX stock", "stock investment analysis".

When the user uploads 发票.zip and 火车票.zip, use the included data tables to calculate eligible business-trip subsidy records, split related vs remaining files, create output workbooks, package two result zips, and report progress at every key step.

面向中文自然语言的 Tushare 数据研究技能。用于把“看看这只股票最近怎么样”“帮我查财报趋势”“最近哪个板块最强”“北向资金在买什么”“给我导出一份行情数据”这类请求，转成可执行的数据获取、清洗、对比、筛选、导出与简要分析流程。适用于 A 股、指数、ETF/基金、财务、估值、资金流、公告新闻、板块概念与宏观数据等研究场景。

获取中国金融市场数据（A股、港股、美股、基金、期货、债券）。支持220+个Tushare Pro接口：股票行情、财务报表、宏观经济指标。当用户请求股价数据、财务分析、指数行情、GDP/CPI等宏观数据时使用。

Evaluates market bubble risk through quantitative data-driven analysis using the revised Minsky/Kindleberger framework v2.1. Prioritizes objective metrics (Put/Call, VIX, margin debt, breadth, IPO data) over subjective impressions. Features strict qualitative adjustment criteria with confirmation bias prevention. Supports practical investment decisions with mandatory data collection and mechanical scoring. Use when user asks about bubble risk, valuation concerns, or profit-taking timing.

Comprehensive US stock analysis including fundamental analysis (financial metrics, business quality, valuation), technical analysis (indicators, chart patterns, support/resistance), stock comparisons, and investment report generation. Use when user requests analysis of US stock tickers (e.g., "analyze AAPL", "compare TSLA vs NVDA", "give me a report on Microsoft"), evaluation of financial metrics, technical chart analysis, or investment recommendations for American stocks.

为AIME（AI交易助手）生成综合用户行为分析报告。当用户要求分析用户行为、生成用户报告、分析交互模式、调查用户流失、了解用户参与度或从用户ID或日志数据创建分析文档时，使用此技能。

Use this skill to create a HyperLiquid perpetuals and spot wallet for your agent. Trade perps, manage spot balances, transfer USDC between sub-accounts, get prices, place orders — all without exposing private keys.

| Polymarket prediction market trading for agents. Use this skill when users want to create a Polymarket wallet, browse markets, place bets, manage positions, or withdraw funds. Triggers on "polymarket", "prediction market", "place bet", "browse markets", "trade prediction", "polymarket wallet", "betting", "market odds".

Use this skill when an agent needs to create crypto wallets, send transactions, swap tokens, check balances, or perform any on-chain operation across 36+ blockchains using threshold signatures (TSS). Vultisig SDK provides self-custodial MPC vaults — no seed phrases, no single point of failure. Fast Vaults (2-of-2 with VultiServer) enable fully autonomous agent operations without human approval.

XtQuant QMT Python SDK - 集成行情数据(xtdata)和交易接口(xttrade)，支持A股、期货、期权等中国证券市场。

Get stock prices, quotes, fundamentals, earnings, options, dividends, and analyst ratings using Yahoo Finance. Uses yfinance library - no API key required.

Azure cost management: query costs, forecast spending, optimize to reduce waste. WHEN: \"Azure costs\", \"Azure bill\", \"cost breakdown\", \"how much am I spending\", \"forecast spending\", \"optimize costs\", \"reduce spending\", \"orphaned resources\", \"rightsize VMs\", \"cost spike\", \"reduce storage costs\", \"AKS cost\". DO NOT USE FOR: deploying resources, provisioning, diagnostics, or security audits.

Use binance-cli for Binance Spot, Futures (USD-S), and Convert. Requires auth.

| Use when the user mentions connect/disconnect wallet, sign in, sign out, web3 wallet, wallet address, check balance, how much crypto do I have, send BNB/USDT/crypto, transfer tokens, swap tokens, buy/sell token, DEX trade, limit order, market order, cancel order, get a quote, transaction history, wallet settings, daily limit, slippage, MEV protection, supported chains, available networks, prediction market, predict.fun, YES/NO market, place a prediction, redeem winnings, claim payout, predicti

| Crypto market leaderboards — ranked aggregate feeds across the whole market: social-hype/sentiment rank, trending / top-search / Binance Alpha / tokenized-stocks rank, smart-money net-inflow rank (which tokens received the most inflow), top meme tokens by breakout score on Pulse launchpad, top trader PnL leaderboard (ALL / KOL). Use whenever the user wants a ranked list of tokens or addresses by some metric — phrases like "trending tokens", "top N by hype", "leaderboard", "rank by X", "biggest

Query Binance fiat payment capabilities — supported countries, currencies, payment methods, limits, and crypto prices — via public APIs, plus authenticated order/payment history lookup. Use whenever users ask about buying or selling crypto with fiat, depositing or withdrawing fiat, fiat-crypto exchange rates, payment options in a specific country, or their fiat order history — even if they don't explicitly mention Binance APIs.

| Binance Onchain Pay enables users to buy cryptocurrency with fiat (e.g., EUR, USD) or send existing crypto from their Binance account directly to any external on-chain wallet address in a single flow—no manual withdrawal needed. Enables partners to integrate crypto buying services: - payment-method-list: Get available payment methods (Card, P2P, Google Pay, Apple Pay, etc.) with limits for a fiat/crypto pair - trading-pairs: List all supported fiat currencies and cryptocurrencies - estimated-q

| Snapshot of a single wallet's token holdings on a specific chain — list of every token currently held with name, symbol, current price, 24h price change, and holding quantity. Use when the user provides an explicit wallet address (or says "my wallet") and wants the current portfolio: "what does 0x... hold", "wallet balance breakdown", "list positions for this address", "what tokens are in this wallet", "show me the holdings of <address>".

| Per-token details for a specific token identified by keyword, symbol, or contract address: (1) search — find tokens by keyword/symbol/contract; (2) meta — static info: name, symbol, logo, social links, creator, official website; (3) dynamic — real-time market data: price, 24h change, volume, holder count, liquidity; (4) kline — OHLCV candlestick data for technical analysis. Use for: "price of $X", "search for token Y", "kline chart for $Z", "who created $W", "social links for $V", "holder coun

| Per-trade smart-money signals — each result is a discrete buy or sell event from a tracked smart-money wallet, with trigger price, current price, max gain since trigger, and exit rate. BSC and Solana only. Use for: "smart money buy signal on $X", "any whale just bought $Y", "alpha signals in the last hour", "copy-trade-worthy signals", "trigger price and max gain on these trades", "on-chain trading signals from smart money".

Hunting skill for business logic vulnerabilities. Built from 12 public bug bounty reports. Covers coupon-race-stacking (Instacart, Stripe, Reverb), negative-quantity-in-cart price tampering (Upserve, Eternal/Zomato), decimal/fraction price-field overflow (Shipt), client-side checkout amount trust on PayPal redirect (WordPress.org), price-per-unit mass-assignment (Krisp), and archived-price swap / cart-TOCTOU (Stripe). Use when hunting business logic — heavy emphasis on financial-impact-demonstra

Post-earnings analysis for a stock — fast in-chat summary card by default, full Markdown research report on request

Evaluates M&A targets by computing standalone value, synergy value, and maximum acquisition price. Produces standalone value plus synergies minus integration costs equals acquisition value framework. Use when evaluating acquisition targets, computing synergy value, determining bid price, analyzing mergers, or when user mentions M&A, acquisition valuation, synergy analysis, merger premium, or target valuation.

Advises on capital allocation decisions including financing mix (debt vs equity), dividend policy, share buybacks, and project investment evaluation. Integrates financial analysis, cost of capital, capital structure optimization, dividend/buyback policy, and project NPV/IRR analysis into a unified recommendation. Use when user asks about capital allocation strategy, optimal debt level, dividend policy, project investment decisions, whether to raise debt or equity, or how to deploy excess cash.

End-to-end company analysis pipeline for standard, profitable companies. Orchestrates business narrative, financial statement cleanup, cost of capital estimation, intrinsic (DCF) and relative (multiples) valuation, capital structure optimization, dividend/buyback policy assessment, and final valuation reconciliation into an investment recommendation. Use when user asks for a complete company analysis, equity valuation, fair value estimate, or investment recommendation for a publicly traded, prof

Continuous vigilance specialist for a household finance pipeline. Watches for missed bills, late recurring payments, duplicate charges within 48 hours, statistical anomalies (>3σ above merchant historical average), first-time large merchants, unexpected fees, and identity-theft signals. Produces severity-tagged alert files with transaction ids, evidence, and recommended actions (call bank, freeze card, dispute, monitor, negotiate fee). Use after every drop, when checking for anomalies post-state

Meticulous bookkeeper for a household finance pipeline. Takes a manifest produced by the intake classifier and the underlying PDFs, extracts every transaction or holding, normalizes amounts to integer cents and dates to ISO 8601, deduplicates against the existing transaction store, categorizes via taxonomy rules + LLM fallback, reconciles statement math, and writes append-only updates to transactions.json, balances.json, investments.json, retirement.json, hsa.json, and mortgage.json. Halts and f

Master orchestrator and synthesizer for the household finance team. Runs the per-drop pipeline (intake → bookkeeper → spending/vigilance/savings/investments/tax in parallel → CFO synthesis), the monthly briefing pipeline, the weekly dashboard generation, and the on-demand chat mode where the user asks ad-hoc finance questions. Produces the one-page monthly briefing the household actually reads — net-worth snapshot, four numbers (income / spend / savings rate / Δ net worth), three wins, three iss

Document intake specialist for household finance pipelines. Classifies every PDF in a drop folder by document type (checking, savings, credit card, brokerage, 401k, HSA, mortgage, tax form, insurance), matches each against existing accounts by institution + mask, proposes new account records when no match exists, archives PDFs by statement period (not drop date), and produces a manifest.json for downstream agents. Use as the first stage of any per-drop pipeline, when adding a new batch of bank o

Tracks and advises on the long-horizon portfolio — taxable brokerage, 401k, and HSA invested portion — by aggregating asset allocation across all three, computing drift versus target, optimizing contributions (employer match, annual limits, HSA investment threshold), scanning for tax-loss-harvest candidates with wash-sale awareness, and producing rebalance proposals that prefer tax-advantaged accounts. Runs a quarterly retirement projection. Never executes trades. Use as the investment phase of

Manages the household short-to-medium-horizon balance sheet — emergency fund, sinking funds, mortgage, any consumer debt, and credit-card rewards optimization. Tracks goal progress and pacing, sizes the emergency fund against essential expenses, ranks debts by APR for avalanche payoff, models mortgage prepayment vs market return, identifies bills due for renegotiation, and surfaces every recommendation with the dollar impact attached. Use as the savings-debt phase of the monthly briefing, when r

Household spending analyst that answers, every month, where the money went, what changed versus prior months and same-month-last-year, what is recurring, what is an outlier, and what is coming up. Produces the Spending section of the monthly briefing, runs a quarterly subscription audit, projects 60-day daily cash flow per account, and maintains a 12-month forward seasonal calendar. Use as the third phase of a per-drop or monthly pipeline, when the user asks for a spending review, or when sizing

Tracks tax-relevant events year-round so April is a non-event. Maintains the expected-document checklist (W-2, 1099-DIV/INT/B, 1098, 5498-SA, 1095), accumulates deduction candidates from transactions, manages the HSA receipt vault for deferred reimbursement, surfaces tax-aware moves throughout the year (TLH, Roth conversion windows, charitable bunching, backdoor/mega-backdoor Roth eligibility), validates estimated tax payments against safe-harbor rules, and assembles a year-end packet for the ho

Guides private-to-public transition valuation and IPO pricing strategy. Transitions from total beta to market beta, removes illiquidity discount, uses public comparable multiples for pricing, and optimizes capital structure for public markets. Produces pre-IPO valuation, post-IPO fair value, and recommended pricing range. Use when planning an IPO, pricing a public offering, transitioning from private to public valuation, or when user mentions IPO valuation, IPO pricing, going public, or pre-IPO

Researches a single assigned trend category in depth via web search and produces a structured trend report covering sub-trends, value chains, beneficiary archetypes, pricing-in assessment, risks, and watch-indicators. Receives the trend category, anchor questions, and an output path as inputs, and writes its report to that path. Use when deep, sourced research is needed on a specific thematic trend cluster — secular technological shifts, demographic transitions, geopolitical realignments, regula

Evaluates Yahoo Fantasy Baseball trade offers. Runs advocate (Acceptor) + critic (Rejecter) variants, computes per-category deltas for both sides across all 10 categories (R/HR/RBI/SB/OBP, K/ERA/WHIP/QS/SV), factors in regression, positional scarcity, and playoff schedule. Verdict is ACCEPT, COUNTER (with specific counter), or REJECT. Use when a trade offer arrives, evaluating potential trade, or assessing a 2-for-1 or consolidation move.

Handles edge-case valuations for companies that break standard DCF assumptions. Covers four situation types: high-growth firms with negative earnings (revenue-based DCF with failure adjustment), distressed firms (equity-as-call-option via Black-Scholes), private companies (total beta and liquidity discount), and financial services firms (excess return model). Use when valuing unprofitable startups, distressed companies, private firms, banks, insurance companies, or companies with negative earnin